No Contract Monthly Plans
Is a prepaid wireless Monthly plan the best fit for your needs?
After reviewing the various plan types at the Prepaid
Wireless Plans section (link at the bottom of the page), you now feel
you may be the best fit for this
plan type. There's definitely no doubt that selecting the
right plan type is not always an easy task. So lets try to
dig in a little more to help you ask yourself the right questions.
Here are some tips and questions to consider:
- You use your phone regularly and consistently (i.e. on a
daily basis), and are
looking for a better deal than you would get if by using
PAYG.
- You
can estimate how much you talk (i.e. how many minutes you use) on a
daily basis, and multiply that by 30 days to estimate the number of
minutes you'll need. Don't forget to take into account
occasional long calls (ex. to close friends or family) that you may not
have on a daily basis, but on a regular/monthly basis; add these
minutes to your estimated monthly total.
- You know what other services/features (ex. international
calling, text messaging, Web, etc.) you use regularly. You'll
want to find a plan that takes all of your needs into
consideration in addition to just voice minutes.
- You are willing and able to budget to pay a specific amount
on the same day of each cycle, and
you feel comfortable organizing around making your payments on-time.
Because unlike postpaid plans or your cable bill, if you miss
a
payment, there's no regular bill to add it to;
you're prepaid phone
service simply gets shut off, which you'll definitely want to avoid!
- Look for these things when comparing costs:
- How many daytime minutes are included and do they
rollover? (most do NOT rollover)
- If you go over your bucket of minutes, how much is the
per minute cost? If you don't select wisely, overages here
could completely kill the value of the plan.
- Are
nights and weekends included, and if so, how many minutes are included
or is it unlimited? Also, what time do nights start (ex. 7pm
or 9pm)? Believe it or not, this two hour time difference can
make a tremendous impact on how many minutes you'll need on a monthly
basis.
- What
other services that are important to you are included, and if they're
not, what's the cost? The most important example is probably
text
messaging, and maybe Web.
- How easy is it to change plans if you find that
you've over- or under-estimated your monthly usage? The best
programs
will allow you to easily switch at not cost.
This plan type can have tremendous value, so try not to immediately
jump to the conclusion that an Unlimited
Wireless plan is going to be the best deal for you.
This type of plan tends to be more complicated to understand
what's included, and how the details work, however, if selected
properly, they can meet your needs very well and actually be cheaper
than a lot of Unlimited plans. The upfront work at this point
will definitely be worthwhile!
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